319-393-5262

Commercial Umbrella Insurance

Extra Protection that Keeps You in Business

As a business owner, keeping your business insured is one of the most important financial decisions you can make. But if you don’t have a sufficient amount of coverage, your current policy may not have the extra layer of protection needed for situations that can jeopardize your finances, or even your operations.

With Commercial Umbrella Insurance from First Iowa Insurance Agency, Inc., you can protect your business and your assets in the event that your company gets sued in a major lawsuit.

A Commercial Umbrella policy will provide your business with additional coverage should a lawsuit or major accident exceed the limits of your existing, or underlying, General, Auto, or other business liability policy. It can also insure an incident that occurs outside of your coverage territory.

What Does Commercial Umbrella Insurance Cover?

Major lawsuits are a result of accidents that occur either on or off the premises of your business. The following are examples of situations where Commercial Umbrella coverage can safeguard your business:

  • Accidental falls or slips on your property
  • A carbon monoxide leak in your building
  • Libel, slander, or invasion of privacy
  • If one of your products causes injury or illness
  • If a fire in your building damages other property
  • Violations of Employment Practices Liability
  • If your business vehicle is involved in an accident

How Much Umbrella Coverage is Enough?

Since lawsuits can be expensive and accidents do happen, you can never be too careful with your coverage options. That’s why at First Iowa Insurance Agency, Inc., our helpful insurance experts will work with the individual needs of your business to find a level of protection that keeps you and your operations secure. Commercial Umbrella Insurance is simply an affordable coverage that can help you avoid major losses.

Protect your business personally and financially with a Commercial Umbrella policy from First Iowa Insurance Agency, Inc..

First Iowa Insurance Agency, Inc.

4101 Glass Rd NE

Cedar Rapids, IA 52402

Main office: 319-393-5262
Toll free: 800-369-2657
Fax: 319-393-3161

Office Hours:

Mon: 7:30 AM - 5:00 PM
Tues: 7:30 AM - 5:00 PM
Wed: 7:30 AM - 5:00 PM
Thurs: 7:30 AM - 5:00 PM
Fri: 7:30 AM - 5:00 PM
Sat: By Appointment
Sun: By Appointment

Our Providers

Testimonials

Why insure anywhere else, top professionals, very knowledgeable for your insurance needs
Clark Hejda
"As a client of First Iowa Insurance, you are more than just a policyholder. You come to expect personalized, prompt and professional service when working with the First Iowa team. From the simplest of questions to a complicated claim, you have the peace of mind that everything will be handled by First Iowa Insurance."
Nate Dunn
“CCB Packaging has been associated with First Iowa Insurance Agency since 2010. Ron Hammerberg and all his staff offer exceptional customer service and attention to detail. First Iowa is large enough to handle all our insurance needs with the personal touch and attention to detail that we have come to appreciate.”
Brad Canfield, President
“First Iowa Insurance Agency has handled all of our insurance needs since 2009. Their personal guidance and committed support we receive is so important to our growing business. All questions are answered professionally and promptly. We have always felt your insurance company is only as good as your agent, and First Iowa Insurance Agency is one of the best.”
Stacie Sefton BHFO, Inc.