319-393-5262

Renters Insurance

Belongings Hold Memories. Make Sure They’re Safe.

If you rent an apartment, house, condo, or even a dorm room, you may not think you need insurance. But in the event that fire, theft, or vandalism damages your property, it’s unlikely that your landlord will pay to replace your belongings.

At First Iowa Insurance Agency, Inc., we know that you’ve most likely invested a lot of time and money in your personal property, and it’s up to you to take care of it. Having a Renters Insurance, or Tenants Insurance, policy can pay for the cost of replacing your belongings if they are damaged due to a covered accident, or if they’re stolen.

Depending on your policy, your insurance will pay to replace items using one of two methods: Actual Cash Value (ACV) or Replacement Cost. With ACV coverage, your belongings are insured only for the amount in which they are currently worth, while Replacement Cost will pay for the expense of replacing the items with brand new ones.
 

Additional Insurance Options


Also included in your Renters Insurance is Liability Coverage to safeguard yourself from injury claims that occur in your home. If someone gets hurt on your property, your insurance can pay the related medical payments and expenses, and provide for the cost of legal support if you are sued.

In the event that a fire or other damage makes your residence uninhabitable and places you in a “loss of use” situation, your Renters Insurance may temporarily reimburse you for the cost of another residence in which to live.

Representatives from First Iowa Insurance Agency, Inc. are committed to working with you to design a policy that ensures you get the options you want at a price you can afford.

First Iowa Insurance Agency, Inc.

4101 Glass Rd NE

Cedar Rapids, IA 52402

Main office: 319-393-5262
Toll free: 800-369-2657
Fax: 319-393-3161

Office Hours:

Mon: 7:30 AM - 5:00 PM
Tues: 7:30 AM - 5:00 PM
Wed: 7:30 AM - 5:00 PM
Thurs: 7:30 AM - 5:00 PM
Fri: 7:30 AM - 5:00 PM
Sat: By Appointment
Sun: By Appointment

Our Providers

Testimonials

Why insure anywhere else, top professionals, very knowledgeable for your insurance needs
Clark Hejda
"As a client of First Iowa Insurance, you are more than just a policyholder. You come to expect personalized, prompt and professional service when working with the First Iowa team. From the simplest of questions to a complicated claim, you have the peace of mind that everything will be handled by First Iowa Insurance."
Nate Dunn
“CCB Packaging has been associated with First Iowa Insurance Agency since 2010. Ron Hammerberg and all his staff offer exceptional customer service and attention to detail. First Iowa is large enough to handle all our insurance needs with the personal touch and attention to detail that we have come to appreciate.”
Brad Canfield, President
“First Iowa Insurance Agency has handled all of our insurance needs since 2009. Their personal guidance and committed support we receive is so important to our growing business. All questions are answered professionally and promptly. We have always felt your insurance company is only as good as your agent, and First Iowa Insurance Agency is one of the best.”
Stacie Sefton BHFO, Inc.