A working adult typically spends more of one's time in the office over other places, besides his or her home. An employer must provide incentives to encourage and reward the efforts of the employee. There are incentives mandated by law or implemented by the company. These benefits improve the competitive package offered by the employer.
Medical and Dental Coverage
The health status of an employee is a valuable asset to the company. Therefore, there must be a significant emphasis on health in the benefits. Depending on the company, the medical coverage may include primary care or specialty physician consultations, emergency care, and hospitalization. Some companies offer this even to part-time workers.
Another aspect of health is specifics like dental care and vision. The dental coverage ranges from drug treatments to procedures. Routine teeth cleaning is one of the standard procedures included.
A regular checkup goes a long way towards a better quality of life and early detection of possible health risks and complications.
This compensation relies on the possible threats to the worker, especially concerning physical distress and physical harm. This pay is in addition to the employee's salary. Some examples of hazardous conditions are hostile locations, healthcare facilities, mining, construction sites, places with extreme weather, and war zones.
An advantage of the hazard pay is the reduced worry over the possible urgent need for funds when an accidental injury happens during work. An employer has the responsibility to inform and brief the employee about the compensation for the life-threatening working environment.
Holidays are often equivalent to the time of unwinding and spending time with the people who matter most. In reality, there are times when work demands attention during the holidays. The company provides extra pay during days when you work in the holidays. By this, going beyond what is necessary benefits the employee.
Although not commonly offered, disability coverage can replace the income lost when an employee has associated illness or injury. The disease or injury caused enough impact to hinder the normal functioning of the person. The amount may vary based on the severity of the disability. There are categories like short-term disability, typically for up to six months, and long-term disability, lasting for over six months.
As you work for particular goals in your life, getting and knowing employee benefits will benefit you and your family. At First Iowa Insurance Agency, Inc., we aim to make our client's life easier with policies that are tailored to their needs. You can get more information about our products and services by calling our agency at (319) 393-5262. Get your free quote today by CLICKING HERE.